Ingredients

·       1-1/2 pounds ground beef

·       4 slices bread

·       2 eggs

·       2/3 cup milk

·       1 cup shredded cheddar cheese

·       1 medium onion, finely chopped

·       1/2 cup finely shredded carrot

·       1 teaspoon salt

·       1/4 teaspoon pepper

Preheat oven to 350°.

Pour milk into large bowl.

Tear bread into small pieces and add to milk in bowl.

Stir in egg, cheese, onion, carrot, salt and pepper.

Add beef; mix thoroughly.

Transfer to a greased 9x5-inch loaf pan.

Spread layer of ketchup over loaf, sprinkle some pepper and salt.

Bake 60-75 minutes uncovered (should be 165 degrees).

Let cool10 minutes before slicing.